Bridgewater Capital Inc
CIF-00094 · U75093US2014PLC100094 · Education · Micro Enterprise · USA
RM: Benjamin Jones
Credit Risk Manager: Sarah Brown
Exposure: $16.57M
CBRB: Loss
Internal: Loss
Risk Score:96 · Critical
Total Exposure
$16.57M
Prev: $16.88M1.8%
Utilization
43.9%
Prev: 47.2%3.3pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Loss
Prev: Loss
Internal Rating
Loss
Prev: Loss
Open Alerts
1
C 0
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Loss.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 1
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 3/26/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Nathan Hernandez | — |
AI Risk Score
96
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Industry Concentration+13
Utilization Level+11
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 1.8% month-over-month, currently at $16.57M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Loss to Loss. Current utilization is 43.9%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Benjamin Jones
benjamin.jones@bank.com
+1 555 0209
Portfolio: $2.38B
Credit Risk Manager
Sarah Brown
sarah.brown@bank.com
+1 555 0022
Portfolio: $2.17B
Business Head
Sophia Thompson
sophia.thompson@bank.com
+1 555 0088
Portfolio: $2.03B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $9.86M | $6.70M | $16.57M | 43.9% | 4 | Loss |
| 2026-05 | $9.35M | $7.52M | $16.88M | 47.2% | 4 | Loss |
| 2026-04 | $10.55M | $5.52M | $16.06M | 45.0% | 4 | Loss |
| 2026-03 | $8.74M | $6.79M | $15.53M | 48.6% | 3 | Loss |
| 2026-02 | $9.06M | $6.58M | $15.64M | 49.0% | 3 | Loss |
| 2026-01 | $10.27M | $5.66M | $15.93M | 44.6% | 3 | Loss |
| 2025-12 | $9.05M | $6.08M | $15.12M | 48.3% | 4 | Loss |
| 2025-11 | $9.53M | $6.34M | $15.87M | 50.1% | 5 | Loss |
| 2025-10 | $10.14M | $6.46M | $16.60M | 46.0% | 5 | Loss |
| 2025-09 | $9.28M | $6.93M | $16.21M | 44.8% | 5 | Loss |
| 2025-08 | $10.94M | $5.65M | $16.59M | 43.9% | 5 | Loss |
| 2025-07 | $10.51M | $6.22M | $16.73M | 47.8% | 5 | Loss |