Redrock Telecom PLC
CIF-00082 · U75081GE2014PLC100082 · Energy & Utilities · SME · Germany
RM: Daniel Martin
Credit Risk Manager: Joseph Jackson
Exposure: $44.45M
CBRB: Normal
Internal: Normal
Risk Score:3 · Low
Total Exposure
$44.45M
Prev: $44.47M0.1%
Utilization
5.3%
Prev: 6.8%1.5pp
Banking Relationships
2
Prev: 20.0
CBRB Rating
Normal
Prev: OLEM
Internal Rating
Normal
Prev: Normal
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
OLEMStart
2026-06
NormalUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 0
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| No alerts match filters. | ||||||
AI Risk Score
3
/ 100
Low Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+15
Industry Concentration+11
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
Utilization Level+1
AI Risk Commentary
AI
Customer exposure decreased by 0.1% month-over-month, currently at $44.45M. Banking relationships moved from 2 to 2 banks per CBRB data. CBRB rating improved from OLEM to Normal. Current utilization is 5.3%. Overall borrower risk is assessed as low.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Daniel Martin
daniel.martin@bank.com
+1 555 0077
Portfolio: $2.17B
Credit Risk Manager
Joseph Jackson
joseph.jackson@bank.com
+1 555 0165
Portfolio: $2.24B
Business Head
Nathan Hernandez
nathan.hernandez@bank.com
+1 555 0231
Portfolio: $1.79B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $26.10M | $18.35M | $44.45M | 5.3% | 2 | Normal |
| 2026-05 | $28.86M | $15.61M | $44.47M | 6.8% | 2 | OLEM |
| 2026-04 | $27.25M | $18.59M | $45.84M | 5.0% | 2 | OLEM |
| 2026-03 | $26.77M | $17.11M | $43.88M | 5.0% | 2 | OLEM |
| 2026-02 | $24.36M | $21.20M | $45.57M | 10.1% | 2 | OLEM |
| 2026-01 | $27.43M | $18.31M | $45.75M | 9.2% | 2 | OLEM |
| 2025-12 | $31.11M | $15.95M | $47.06M | 8.8% | 2 | OLEM |
| 2025-11 | $28.99M | $19.83M | $48.82M | 9.1% | 2 | OLEM |
| 2025-10 | $30.56M | $17.88M | $48.45M | 5.0% | 2 | OLEM |
| 2025-09 | $31.63M | $15.89M | $47.53M | 5.0% | 2 | OLEM |
| 2025-08 | $26.30M | $20.32M | $46.62M | 7.5% | 2 | OLEM |
| 2025-07 | $27.55M | $19.37M | $46.92M | 6.6% | 2 | OLEM |