Premier Agro PLC
CIF-00066 · U75065GE2014PLC100066 · Wholesale Trade · SME · Germany
RM: Charlotte Perez
Credit Risk Manager: Grace Lee
Exposure: $44.63M
CBRB: Loss
Internal: Doubtful
Risk Score:100 · Critical
Total Exposure
$44.63M
Prev: $46.60M4.2%
Utilization
67.7%
Prev: 70.3%2.6pp
Banking Relationships
4
Prev: 40.0
CBRB Rating
Loss
Prev: Loss
Internal Rating
Doubtful
Prev: Substandard
Open Alerts
0
C 0
H 0
M 0
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
No rating changes in the last 24 months. Currently Loss.
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 5/7/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Dismissed | Lucas White | — |
| 5/29/2026 | Decrease in Number of Banks | High | One or more banks have exited the relationship. | Dismissed | Jacob Moore | — |
AI Risk Score
100
/ 100
Critical Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+39
Utilization Level+17
Industry Concentration+14
Banking Relationship Growth+6
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 4.2% month-over-month, currently at $44.63M. Banking relationships moved from 4 to 4 banks per CBRB data. CBRB rating remained stable from Loss to Loss. Current utilization is 67.7%. Overall borrower risk is assessed as critical. Recommend escalation to Credit Committee.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
CriticalInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Charlotte Perez
charlotte.perez@bank.com
+1 555 0176
Portfolio: $2.23B
Credit Risk Manager
Grace Lee
grace.lee@bank.com
+1 555 0264
Portfolio: $2.12B
Business Head
David Wilson
david.wilson@bank.com
+1 555 0055
Portfolio: $2.35B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $28.61M | $16.01M | $44.63M | 67.7% | 4 | Loss |
| 2026-05 | $27.03M | $19.57M | $46.60M | 70.3% | 4 | Loss |
| 2026-04 | $31.27M | $16.28M | $47.55M | 68.3% | 4 | Loss |
| 2026-03 | $26.80M | $21.19M | $47.99M | 66.9% | 4 | Loss |
| 2026-02 | $30.95M | $17.37M | $48.32M | 62.3% | 4 | Loss |
| 2026-01 | $28.69M | $19.93M | $48.62M | 62.5% | 4 | Loss |
| 2025-12 | $30.61M | $15.48M | $46.09M | 67.0% | 4 | Loss |
| 2025-11 | $26.23M | $19.07M | $45.30M | 66.2% | 4 | Loss |
| 2025-10 | $25.34M | $17.41M | $42.75M | 64.9% | 4 | Loss |
| 2025-09 | $26.90M | $16.37M | $43.27M | 67.5% | 4 | Loss |
| 2025-08 | $25.21M | $15.92M | $41.12M | 63.5% | 4 | Loss |
| 2025-07 | $22.07M | $18.09M | $40.16M | 58.1% | 4 | Loss |