Coastal Logistics SA
CIF-00009 · U75008UK2014PLC100009 · Real Estate · Project Finance · UK
RM: Matthew Sanchez
Credit Risk Manager: Ryan Harris
Exposure: $20.79M
CBRB: OLEM
Internal: OLEM
Risk Score:59 · Medium
Total Exposure
$20.79M
Prev: $21.02M1.0%
Utilization
60.3%
Prev: 56.6%3.7pp
Banking Relationships
7
Prev: 70.0
CBRB Rating
OLEM
Prev: OLEM
Internal Rating
OLEM
Prev: Normal
Open Alerts
2
C 1
H 0
M 1
L 0
Exposure Trend Analysis · 24 Months
Funded · Non-Funded · Total
Utilization Trend · Reporting Bank vs Other Banks
Threshold 70%
Rating Migration Timeline
2024-07
SubstandardStart
2024-09
OLEMUpgrade
Banking Relationship Trend · Number of Banks (CBRB)
Increase Decrease No Change
Alert History · 2
| Date | Alert Type | Severity | Description | Status | Assigned To | Resolved |
|---|---|---|---|---|---|---|
| 4/27/2026 | Exposure Increase | Medium | System-wide exposure increased materially over the prior month. | Open | Matthew Sanchez | — |
| 4/16/2026 | Exposure Shift to Other Banks | Critical | Exposure with our bank declined while CBRB system exposure remained stable, indicating a shift to competitors. | Open | Olivia Taylor | — |
AI Risk Score
59
/ 100
Medium Risk
Low
0-30
0-30
Med
31-60
31-60
High
61-80
61-80
Crit
81-100
81-100
Risk Driver Analysis
CBRB Rating Migration+21
Utilization Level+15
Banking Relationship Growth+15
Industry Concentration+12
Exposure Growth Trend+5
Internal Rating Drift+5
AI Risk Commentary
AI
Customer exposure decreased by 1.0% month-over-month, currently at $20.79M. Banking relationships moved from 7 to 7 banks per CBRB data. CBRB rating remained stable from OLEM to OLEM. Current utilization is 60.3%. Overall borrower risk is assessed as medium.
Recommended Actions
Review Credit Facility Structure
HighSchedule Customer Meeting
MediumReassess Collateral Coverage
MediumEscalate to Credit Committee
LowInitiate Monthly Monitoring
MediumRelationship Team
Relationship Manager
Matthew Sanchez
matthew.sanchez@bank.com
+1 555 0099
Portfolio: $2.20B
Credit Risk Manager
Ryan Harris
ryan.harris@bank.com
+1 555 0187
Portfolio: $1.96B
Business Head
Jacob Moore
jacob.moore@bank.com
+1 555 0253
Portfolio: $2.23B
| Month | Funded | Non-Funded | Total | Utilization | Banks | Rating |
|---|---|---|---|---|---|---|
| 2026-06 | $12.48M | $8.32M | $20.79M | 60.3% | 7 | OLEM |
| 2026-05 | $13.36M | $7.66M | $21.02M | 56.6% | 7 | OLEM |
| 2026-04 | $10.77M | $8.97M | $19.74M | 51.3% | 7 | OLEM |
| 2026-03 | $10.91M | $8.00M | $18.90M | 55.6% | 7 | OLEM |
| 2026-02 | $12.83M | $6.93M | $19.76M | 51.0% | 7 | OLEM |
| 2026-01 | $11.24M | $7.55M | $18.79M | 55.1% | 7 | OLEM |
| 2025-12 | $9.54M | $8.59M | $18.13M | 55.0% | 7 | OLEM |
| 2025-11 | $9.80M | $7.78M | $17.58M | 60.9% | 7 | OLEM |
| 2025-10 | $9.84M | $7.38M | $17.22M | 65.6% | 7 | OLEM |
| 2025-09 | $10.07M | $6.45M | $16.52M | 66.0% | 7 | OLEM |
| 2025-08 | $8.95M | $6.64M | $15.60M | 70.0% | 7 | OLEM |
| 2025-07 | $9.86M | $4.78M | $14.64M | 66.5% | 7 | OLEM |